ICICI Lombard’s Complete Health Insurance introduces unique
benefits like Sum Insured Protector, Claim Protector etc.
Launches 4 new plans – Health Shield, Health Shield Plus, Health Elite and Health Elite
Plus which offer a host of benefits to cater to all your healthcare needs
Mumbai, December 10, 2020: ICICI Lombard, India’s leading private sector non-life
insurance company, today launched its ICICI Lombard Complete Health Insurance
offering with new health plans and benefits. The plans – Health Shield, Health Shield
Plus, Health Elite and Health Elite Plus, are loaded with the latest features and
comprehensive coverage to provide enhanced protection to customers. Some of the
newly introduced coverage benefits include donor expenses, domiciliary
hospitalization, emergency assistance, worldwide cover, unlimited reset, air
ambulance, super no claim bonus, sum insured protector and claim protector,
cashless OPD services, among others. With this, ICICI Lombard is redefining the
health insurance space introducing benefits that are aligned to the new normal and
hence contextual to today’s needs of customers.
With Covid-19, there is a heightened awareness among consumers to avail the security
of health insurance. Customer mindset is shifting from perceiving health insurance as
an expense to considering it as an important investment. Further, their needs are rapidly
evolving as contactless servicing, social distancing and digital solutions become the
order of the day. Recognizing these trends, ICICI Lombard has included contemporary
benefits in its comprehensive health insurance offering to help its customers restart right
in the new normal.
Apart from addressing the daily health needs such as in-patient hospitalization, day care
procedures and treatment, the new plans offer among the widest cover with various
exclusive and ‘first of its kind’ features. Some of these include claim protector, unlimited
reset benefit, ASI protector, domiciliary hospitalization, and worldwide coverage, among
others. The Claim protector benefit will pay for the list of non-payable items as well.
With the Unlimited reset benefit, policyholders can reset up to 100% of the base sum
insured unlimited times in a policy year for an un-related ailment. The Sum Insured
Protector feature increases the sum insured every year as per the prevailing inflation
rates thereby ensuring that customers are adequately covered due to rising prices.
ICICI Lombard General Insurance Co.,
414, P. Balu Marg,
Near Siddhivinayak Temple,
Swatantra Veer Sawarkar Marg,
On the introduction of the new health plans, Sanjeev Mantri, Executive Director, ICICI
Lombard General Insurance said, “At ICICI Lombard, we strive to introduce
contextual and timely benefits for our customers in sync with the changing times. This is
aligned to our brand ethos of ‘Nibhaye Vaade’, wherein our endeavour is to keep
fulfilling our promise to our customers. The new plans introduced in our ICICI Lombard
Complete Health Insurance solutions are designed to cover customer needs across
prevention, consultation, hospitalization thereby providing holistic cover. The policy
offers this 360 0 cover for the individual and family members.”
The new plans introduced will enable customers to avail a host of value-added services
such as free annual health check-up, online chat with doctors, e-opinion, dietician, and
nutrition e-consultation, among others. One can even connect with a qualified doctor
24*7, 365 days, from anywhere and get their medical needs addressed immediately.
The prescription provided by the doctor can be used to order medicines online.
ICICI Lombard intends to make health insurance an attractive proposition by helping
customers upgrade their protection with additional covers. These health plans are
among the most comprehensive services offered in the industry. One can avail both
planned and emergency treatment anywhere in the world, through ICICI Lombard’s
globally renowned network partners.
To provide increased convenience to its customers, ICICI Lombard has made these
products available on its IL Take Care app, a one stop solution to a customers’ day to
day health concerns. One can visit a doctor for a consultation, purchase medicines from
a nearby pharmacy as well as book diagnostic tests, all made available on a cashless
basis with the help of IL Take Care mobile app. A host of other wellness-related value
adds such as the facility to save personal health records on the app, health risk
assessment, blogs, etc. can also be availed using this application. Additionally, one can
avail the products from the company’s website, branches, bancassurance partners as
well as agents.
About ICICI Lombard General Insurance Company Ltd
We were the fourth largest non-life insurer in India based on gross direct premium
income in fiscal 2020 (Source: IRDAI). We offer our customers a comprehensive and
well-diversified range of products, including motor, health, crop, fire, personal accident,
marine, engineering and liability insurance, through multiple distribution channels. More
details are available at www.icicilombard.com.